HERE
                          ARE SOME RULES ON HOW TO SUCCEED IN A BUSINESS:
                      1. Be
                              knowledgeable in your business. This should
                              be obvious but people do not always do this. For
                              example, a friend of mine in the past several years
                              has become very successful in the restaurant business.
                              She opened a restaurant and now has several successful
                              branches. This level of success in the restaurant
                              business is very unusual. Although she had thoroughly
                              studied different recipes and had a clear plan,
                              she also worked in similar restaurants before starting
                              her own. That is very thorough research and preparation
                              that few people take the time to do! 
                       
                      2. Business Mission, Concept, and Vision. Whether
                                  you are starting a new company or improving
                                  an existing one, it is important to have a
                                  business mission, concept, and vision. You
                                  need to define the purpose or mission of your
                                  business.                          For
                            example:
                        
                          - 
                            
a)
                                If you are an astrologer and are very good at
                                it, you may think of having an astrological counseling
                                business. You can visualize the kinds of clients
                                that will benefit from your services and the
                                setting in which they will be comfortable during
                                consultations. 
                             
                              
                           - 
                            
b) If
                                you have a full time job (other than astrology)
                                but love astrology, and you wish you could have
                                a business related to astrology, you might think
                                of selling computerized interpretations, astrology
                                books, software, etc. You may do this while at
                                the same time keeping your current full time
                                job.  
                          
                      3. Details
                              Such As Budget, Physical Asset, Location, Etc. After
                              defining what your mission will be, you will realize
                              that there are additional things you need to fulfill
                              your specific mission. You may need to learn the
                              details of how to implement your mission. Gather
                              as much information as you can before you start.
                              In starting any business, you must have knowledge
                              and expertise before you get yourself into it.
                              The second thing to prepare is a list of the physical
                              assets that are required, such as a computer, office,
                              office equipment, telephone, web site, advertising
                              budget, etc. The third factor necessary to fulfilling
                              your specific mission is the location where are
                              you going to operate your business. Pick a location
                              that allows you to meet the professional standards
                          that are appropriate for your mission.
                        
                          - NOTE: Make sure that you have whatever licenses
                              may be required in your area to conduct your business.
                              You may contact your city's business license office
                              for details before advertising your business. Different
                              towns have different rules, so it is best to find
                              the rules and regulations in your area.                           Business licenses are usually not very expensive.
                                    A business license in Gainesville, FL, where
                                    I live, for example, costs $50 to $100 a year.
                                    You do not need a lawyer in order to start
                                    a business. Simply ask the local officials
                                    for details on how you can start your own business.
                                    They will be more than happy to assist you
                                    as long as you ask specific questions. Be pleasant
                                    when you ask questions to get the answer that
                                    you need. Be patient! You may need to make
                                    repeated calls or visit the office in person. 
 
                          
                          
                      4. Aim
                              for a vision that you can attain comfortably.
                              Avoid getting a huge loan to start with. Most people
                              succeed by starting small and growing slowly. Be
                          resourceful and creative. 
                        
                          For
                            example: 
                          
                            - You
                              may think you have no assets at all, but look
                              around carefully. You may, for example, have
                              the enthusiastic support of a few friends and
                              family members.
 
                             
                            
                             - You
                                may be able to figure out a way to start your
                                business from your home.
 
                             
                            
                             - Don't
                                  be afraid to extend yourself a little to get
                                  the business moving. For example, if you are
                                  an astrologer and good at it and want to be successful
                                  in helping people, then offer a free reading
                                  to your friends or a free lecture to a community
                                  group. If you are good, your friends will spread
                                  the news. Starting this way does not cost anything
                                  but your own time and energy. Some people who
                                  are struggling to get their business to a successful
                                  level become almost fanatically concerned about
                                  getting paid for any services they perform. They
                                  feel that "they are worth it" and that
                                  they must be paid handsomely for others to appreciate
                                  their service. While this is true in general,
                                  most successful professionals also donate services
                                  regularly in appropriate situations.
 
                             
                            
                             - It
                                    is not necessary to
                                      keep records of everyone who expresses an interest
                                      in your business. Doing this is optional and
                                      can be helpful in some businesses. Keeping records
                                      of clients is not optional to ensure success.
                                      Make sure that you collect the name, address,
                                      phone number and e-mail address of your clients
                                      and save this in your database. It is best that
                                      you know how to use a computer and a word processing
                                      program. Once you have your database collected,
                                      you can then notify clients of additional services
                                      if they do not mind being contacted. Keeping
                                      in contact will help you establish a good relationship
                                      with your clients. You never know when contacting
                                      a previous client can be helpful for one reason
                                      or another. 
                                    
  
                                               5.
                              Advertising. Once you have all of the above
                              planning done, then you can advertise to let people
                              know about your services. Advertising can be very
                              costly. Some of you may think that big, fancy advertisements
                              can catch people's attention and propel your business
                              to a high level. However, many businesses have
                              collapsed from over-optimistic and unrealistic
                              expectations from advertising. If you have very
                              limited financial resources to start with, it is
                              extremely unlikely that you want to invest in expensive
                              advertising. Many people succeed by starting with
                              small classified ads. Classified advertising can
                              be very powerful. Many people go to classified
                              advertising first before reading other ads. Business
                              experts typically
                              recommend that about 15% of your income be devoted
                              to advertising.                        Word
                            of mouth advertising is often the best. In order
                            to become successful in word of mouth advertising,
                            you must prove that you have the best service or
                            that you are good at what you are doing. 
                        
                          - Something to
                                  be aware of about space advertising: Don't
                                  think that you will get a response as soon
                                  as you put an ad in a newspaper or magazine.
                                  Space advertising does not usually have a positive
                                  effect for six months to one year. Don't be
                                  surprise if you do not get a call or any response
                                  for a while.
                          
                        6.
                              Internet Exposure: It is good to have your
                              own web site to start with. 
                         
                          You
                          don't have to hire anyone to create your own web site.
                          Hiring someone to create a web site can be quite costly.
                          If you don't know how to create a web site, but you
                          do know how to use a word processing program, it should
                          be easy for you to create one. Creating a web site
                          is similar to using a word processing program except it is more involve and complex.                        The
                            software that you will use to create a web site is
                            called a web development
                            tool or an html editor. Three commonly
                            used programs are Dreamweaver, FrontPage, and Adobe
                            GoLive. However, you do not need to purchase one
                            of these programs. This software can be quite costly
                            and you must be familiar with using a computer before
                            you can use it. You can start with free web site hosting service instead. You can later move it to a different ISP (Internet Service Provider). The ISP hosts your website for you, or, in other words, your website files are on the hard drive of a computer provided by the ISP and this computer is connected to the Internet so it can be accessed by anyone thorugh the website browser. . 
                          
                        - These two web site are currently offering free seb site hosting: http://www.wix.com/ and http://www.weebly.com/
 
                         
                        
                         - If you are using an html editor, you may also need to use You
                              may also need an FTP program.
                              There is only very few FTP programs out there that
                              are free. A good free FTP program that I recommend
                              is the "AceFTP" program.
                              This program is still free at the time this article
                              is written. If it is no longer free by the time
                              you read this article, simply search for "Free
                              FTP program" on your search engine. FTP
                        means "File Transfer Protocol". This program
                        is used to upload and download a file to your Internet
                        Service Provider's (ISP) host computer. In other
                        words, File Transfer Protocol is a way of transferring
                        files over the Internet from one computer to another.
                      
                        Regardless of who you choose as your ISP , there is an advantage to starting your website at a website like wix.com or weebly.com in that you can create the website yourself without having to hire someone to create it for you.  
                      There are many other tools for creating websites but you will need to learn how to use the software to create the website. A service like wix.com and web.com has the advantage that you can get a simple website up and running without having to go through a long learning process. 
                      Most
                        of the expensive html editor programs have a feature
                        for uploading and downloading a file to the host
                        server.  
                         
                      With almost any software, start with reading the help file first before
                      you start using it.There are smpler and less expensive html editors than programs like Dreamweaver. They are not as powerful as the more expensive programs.Once
                          you know how to create your own web site, you will
                          need an ISP (Internet Service Provider) server that
                          will host your web site. There are large national
                          and international ISP's, like AOL and Earthlink.
                       
                      There are also small companies in any large town
                        or city that provide the services you need. These
                        smaller ISP companies are sometimes referred to as
                        local ISP's. You can either contact a local ISP or
                        use the e-mail provider that you have now, as most
                        E-mail providers also host web sites. Most of the
                        e-mail providers give at least free 5 megabytes of
                        hard disk space to their customers to use for their
                        own web sites. Get the details from your e-mail service
                        provider about this service.                        The
                          advantage of using your e-mail service provider to
                          host your web site is that you don't have to pay
                          extra for them to host your web site. The disadvantage
                          of this, however, is that your web site address usually
                      is similar to this: "http://www.best.com/member/yourname/default.htm".  
                                               Another
                        term for "web site address" is "URL".
                        URL is an abbreviation for Uniform Resource Locator.
                        I strongly recommend having your own web site address,
                        such as http://www.SallySmith.com. If you want to
                        have your own URL name, you will have to purchase
                        a Domain name. A “Domain name” is the
                        name corresponding to the numeric IP (Internet Protocol)
                        address. The word “Domain” is basically
                        your own “empire,” so to speak, with
                        your own identity. Internet users access your website
                        using your domain name. To have your own domain name
                        however, you will need to purchase it from a domain
                        name host and pay a yearly fee to keep it. The fee
                        is ranging from $3.95 to $9.95 a year.  
                       
                      In other words, you will have one monthly and one yearly payment when you
                      have your own domain name and your own web site hosted: To have your own
                      domain name, you pay once a year, and to host your own web site, you pay
                      monthly. To host your own web site, you may pay somewhere in the range
                      of $20 - $50 per month. This fee includes your own e-mail address. For
                      most people, the additional cost of paying a monthly fee to host their
                      web site address and have their own domain name is well worth it.                          A
                          domain name can be, for example: alicesmith.com,
                          silver.com, etc. If possible, pick a name that reflects
                          the nature of your business. Most of the obvious
                          domain names are already taken. Instead of having
                          your domain name end with ".com," there
                          are a few other choices available. If you are an
                          astrological consultant and your main business is
                          your personal services, you may wish to use your
                          name as the website address, such as alicesmith.com.
                          Of course, you may need to use a middle initial or
                          other variation if your first choice is already taken. 
                       
                      I also recommend comparing local ISP services
                      with the national and international services.
                      Local ISP services are listed in your phone
                      book. You can also
                      search online for "ISP xxxx service" (where xxxx is the name
                          of the city and state of your residence.                        Once
                            you have selected an ISP, you can then get your own
                            Domain Name. To get your own domain name, you simply
                            go to a web site that provides the service of giving
                            domain names. There are many of these websites to
                            choose from and they all provide a similar service.
                            A web site that I have used to register a domain
                            name (that is "get" a domain name) is www.domainname.com.
                            You can also do a search on the Internet for other
                            websites that provide this service to see if you
                            can find a better price for registering your domain
                      name.  
                                            Several years ago, the cost for a domain name is usually about $20 to $35
                      per year. Now, it is ranging from $3.95 to $9.95 a year. I will suggest
                      not to pay more than $10 a year for a domain name. You can also get a discount
                      if you pay for more than one year at one time. Feel free to ask about this
                      when you register your domain name.                         Once
                          you have your domain name, notify your ISP provider.
                          Your ISP server will then connect this domain name
                          with your web site that is being hosted on the ISP's
                          computer. You can then ask your ISP server to create
                          a unique e-mail address for you. For example, if
                          your domain is "silver.com", you can ask
                      to have an e-mail address of "info@silver.com" or "yourname@silver.com."                         
                      7.
                        Business Ethics. As the business owner, you
                        must be honest and honorable for the company to
                        succeed. Ensure that your company displays good
                        character in dealing with your customers. An honorable
                        business will gain respect and loyalty from its
                        customers, and loyalty from workers. Every effort
                        should be made to maintain honesty, have integrity,
                        demonstrate reliability, and act responsibly. These
                        are the keys to success in running a good business.
                        The most successful businesses are consistent.
                        If you are going to have a positive, helpful, constructive
                        business, then you must strive very hard to operate
                        this way CONSISTENTLY.
                       
                      
                        Let
                          me give you some guidelines on how you can do this:
                        
                            - a)
                                Treat your customers well by making sure that
                                the service that you promise and advertise is
                                the service that you provide.
 
                             
                            
                             - b)
                                Usually you must apply the motto "the customer
                                is always right", even when this is not
                                true! It is best to listen attentively to your
                                customer even if the complaint or suggestion
                                does not at first seem reasonable. Feedback from
                                customers is very valuable. Sometimes, even the
                                most negative and obnoxious customer has a very
                            valuable suggestion hidden in his/her ugly rhetoric.
 
                             
                            
                            
- Kinds
                                of Astrological Businesses:
 
                     
                    There
                            are several kinds of astrology businesses. You can
                            be an astrological consultant or you can have a business
                            that provides astrological products or services. 					        Some of the most
							            common astrological businesses are: (1) Astrological consultant,
							            (2) teacher of astrology classes, (3) writer of astrology
							            articles or books, (4) provider of computerized interpretations,
							            (5) reseller of books, (6) distributor of astrology software,
							            (7) reseller or maker of products with astrological motifs,
							            such as jewelry, t-shirts, calendars, etc., (8) provider of
							            facilities for astrology classes and astrological consultations,
							            typically as part of a metaphysical bookstore. 							        Of these 8 kinds
							            of astrological businesses, the first 3 require that you are
							            a competent astrologer. The other 5 astrological businesses
							            require knowledge of astrology but not professional proficiency.
							            If you are not a professional astrologer, you can succeed
							            in one of these businesses. However, you must not give the
							            impression that you are an astrologer if you are not.                      Most
                                        people who are successful in an astrological
                                        business combine at least two of the
                                        above kinds of services, and some also
                                        combine astrology with non-astrological
                                        services. 
                       
                       
                                        Running
                                      an astrological business but you are not
                                      an astrologer: You can have an astrology
                                      business although you are not an astrologer
                                      by providing the goods and services listed
                                      below, either in a physical store or an
                                      online store. 
                       
                      a) Sell Astrology Books: Consider
                                      selling hard-to-find titles that astrologers
                                      cannot locate elsewhere, or do research
                                      to find out which books are most useful,
                                      helpful, and interesting to both beginning
                                      and advanced students, as well as to professional
                                      astrologers. Usually books can be purchased
                                      wholesale directly from the publisher or
                                      through a book distributor. Some bookstores
                                      prefer to order from the distributors because
                                      it is convenient to order most products
                                      from one or two sources. Other bookstores
                                      order directly from the publisher. The
                                      wholesale price of books is typically 40%
                                      off the retail price. Your price, in other
                                      words, is typically about 60% of the retail
                                      cost. 
                       
                        b) Sell Astrology Software: Research
                                    which software is the best in the industry.
                                    You may discover that certain programs are
                                    best suited to particular clients who have
                                    particular needs. It is best to own a copy
                                    of any software that you sell so that you
                                    are familiar with it and can explain its
                                    features and capabilities. You can then help
                                    astrologers and students decide which software
                                    to purchase, based on their needs. 
                       
          Also, when you are familiar with the software that you are selling,
          you can give customer support to your software customers. Customers
          are often loyal to a software distributor who provides customer support
          or gives good advice on which software is best suited to the customer's
          needs. Call the software manufacturer and sign up for a dealership
          agreement so you can purchase the software at a wholesale price. Some
          companies may have limited availability of distributorships or special
          requirements for you to become a distributor. 
                       
                      c) Computerized interpretations
                                    and graphic information: Computerized
                                    interpretations provide a very different
                                    service from consultations. Consultations
                                    are generally more expensive than computerized
                                    interpretations and are designed to enable
                                    the client to make important decisions. A
                                    computerized interpretation provides an objective
                                    assessment based solely on the birth data
                                    and makes a nice gift that people often like
                                    to give to a friend or family member without
                                    the expense or requirement to schedule a
                                    consultation. Low prices for computerized
                                    interpretations work best for most astrologers
                                    and astrology businesses. A price of $10
                                    to $20 for a natal chart interpretation is
                                    about average. High prices typically reduce
                                    sales dramatically, so this lower price range
                                    is recommended. There are exceptions to this
                                    rule, however, and there are many variables
                                    that affect what price can be charged. The
                                    cost of producing a computerized report is
                                    very low. The cost of paper, ink, time, cover,
                                    etc. may total to only a few dollars. The
                                    largest expense typically is the time to
                                    produce the report and mailing costs. Do
                                    not try to make a “killing” on
                                    sales of each report. There are many providers
                                    of computerized reports at low prices and
                                    probably you want to be within the standard
                                    range of prices. 
                       
          In addition to computerized interpretations, most software companies
          offer various kinds of graphic information printouts or artistically
          rendered printouts that can be as useful as interpretations. A typical
          example of this is an AstroMap printout, which is available from most
          major software companies. Other kinds of graphic printouts are also
          available.                            Note
                                        that if you are not an astrologer, do
                                        not claim to be one. When you get astrology
                                        questions, do not pretend that you know
                                        the answer. Simply tell them that you
                                        don't know the answer and that you will
                                        ask someone who knows and that you will
                                        let them know what you find out. You
                                        can send them the correct answer when
                                you have it in hand.                            d) Develop
                                          a relationship with professional astrologers: If
                                          you own a bookstore, you can form a
                                          partnership with professional astrologers
                                          by having them provide consultations
                                          and classes at your store. You can
                                          either get a commission from the fees
                                          that they collect or make some other
                                  reasonable arrangement with the astrologers.                            e) Offer
                                          other metaphysical products: necklaces,
                                          bracelets, T-shirts, etc. Offering
                                          small items can enhance your business.
                                          Make sure that you don't overstock
                                          these items. Keep track of how well
                                          different items sell. Some manufacturers
                                          will allow you to return the items
                                          if you don't sell them within a month
                                          of so, but most manufacturers will
                                          not accept returns of unsold inventory. 
                               
                                  Running an astrological business when
                              you are an astrologer: Some
                                      consultants in astrology as well as other
                                      fields offer flexible payments, depending
                                      on the financial status of the client.
                                      In general, any situation that involves
                                      flexibility will leave some people feeling
                                      maltreated because they did not receive
                                      as good a "deal" as someone else
                                      and can result in a lot of haggling over
                                      fees. A simple fee structure for all is
                                      best. If you want to help the needy, then
                                      you can do this on a voluntary basis separate
                                      from your normal consultation service.
                                      Providing assistance to the needy can be
                                      done in a way that makes it distinct from
                                      your normal services. One way to accomplish
                              this is to provide it in a different location.                            Consider
                                        adding other services to your consultation
                                        service if you do not do so already!
                                        Some astrologers find that giving the
                                        client a computerized reading, an attractive
                                        printout of their chart wheel, a tape
                                        of the consultation, or other tangible "goodies" when
                                        they leave the consultation gives the
                                        client a feeling of tremendously increased
                                        value. People who receive frequent astrological
                                        consultations also tend to have at least
                                        a mild interest in astrology. After finding
                                        that you are an excellent astrologer
                                        via their consultation, they will greatly
                                        respect any recommendations you have
                                        for learning astrology, astrology books,
                                        and astrology software. You may find
                                        that there is much more that you can
                                        do to serve your clients in addition
                                to providing the consultation.                             Consider
                                        the possibility of providing books, software,
                                        or other services, or at least be able
                                        to refer clients to a good source for
                                        these items. Providing consultations
                                        and classes as well as books and software
                                        can be synergistic: each of these services
                                        feeds the other services and enables
                                        you to provide everything your astrological
                                        clients want. From a financial point
                                        of view, offering books and/or software
                                        can be very profitable. 
                             
          Another ingredient that you can add to consulting, teaching, and selling
          books and software is writing. You can write articles, books and interpretive
          reports for software companies. Royalty rates for sales of interpretive
          reports paid by software companies are typically much higher than royalty
          rates paid by publishers for books. 
                                 
                      
                      8.
                              Form of Payment: There are common forms of
                              payment: check, cash, and credit card. If possible,
                              you should accept all 3 methods. Credit card payment
                              is the most popular, and I highly recommend that
                              you accept credit cards. Before the Internet, the
                              only way to accept credit cards was to become a
                              credit card merchant. The requirements to become
                              a credit card merchant usually include a physical
                              store front, a large volume of credit card business
                              each month, or both. The alternative to being a
                              credit card merchant is to use one of the credit
                              card merchant services. Paypal is a popular service,
                              and Paypal will set up your account for free. Details
                              can be found at paypal.com.
                              Other credit card merchant services that are similar
                          to payal.com are authorize.net and securenetshop.com
                        
                          Regarding
                            payment by check: Most businesses provide
                            their product or service after checks have cleared
                            when the check comes from an out-of-town bank
                            or from a customer that the business owners have
                            not met in person. Ask your bank how long it
                            takes for checks from your customers to clear;
                            most likely it will be in the range of 5 to 10
                            work days.                            Bounced
                              checks fee from your bank are now very costly however.
                              I will suggest requesting a money order or certified
                              check payment to avoid this issue. 
                                               
                        Before
                            signing up for a credit card merchant contract, find
                            out the details and perhaps hidden charges that may
                            be involved. Ask every possible question that you
                            have in mind, even if you think it is not relevant.
                            You will be surprised how much information you can
                            get when you ask all kinds of questions before signing
                            a contract.  9.
                              Dealing with customers:  In
                              trying to please all customers, you may be inclined
                              to get yourself into some situations which are
                              better avoided. One situation to avoid as much
                              as possible is giving deals or specials and different
                              treatment to some of your customers. Always treat
                              everyone the same as you treat others. The temptation
                              to give special treatment to people is very strong,
                              but usually the special treatment will go unappreciated
                              and even cause greater problems. Here are some
                              guidelines for providing a good service to your
                              clients and customers: 
                        
                          - a)
                              Answer your phone during business hours. I do not
                              recommend an answering machine during normal business
                              hours because the time and cost of returning these
                              calls can be prohibitive. You can end up playing
                              telephone tag and talking about nonessentials when
                              you do reach the person. Having a person answer
                              the phone on the second ring is best; if the phone
                              rings 4 or 5 times before you answer it, the caller
                              may hang up before you answer or may feel that
                              you are not interested and motivated to respond
                              to clients.
 
                           
                          
                           - • b)
                              Always answer the phone pleasantly. If the person
                              who is calling has a complaint, listen carefully
                              to the complaint. Try not to respond to anger or
                              hostility with hostility. This can be very difficult
                              to do!
 
                           
                          
                           -  c)
                              Probably you will encounter angry customers very
                              rarely. When you do, it can catch you off guard
                              and you can be completely unprepared for it. If
                              callers are angry, do not become "infected" with
                              their anger. Listen attentively and do not get
                              embroiled in an argumentative dispute. Just listen
                              with understanding that they have the problem and
                              that you need to listen and give the best answer
                              to calm them down. If you do not involve yourself
                              with the caller’s current state of mind during
                              that bad phone call, you can more easily think
                              of the best way to answer the caller’s concerns.
                              Give your caller a chance to talk and express his/her
                              feelings before you respond. Make sure that the
                              caller finishes what he/she is saying so that you
                              do not interrupt. Take note of issues that he/she
                              is trying to convey while you are listening. This
                              way, you don't have to ask what he/she has said,
                              which can make him/her even more irritated. It
                              is best that you are ready with the response when
                              it is your turn to talk. Be prepared with pen and
                              paper handy when you answer a phone call.
 
                           
        Dealing with very difficult and unreasonable people in running a business
        is the most upsetting customer contact that you will experience. They
        will always try to make you feel that all of their problems are your
        fault. They will often give unacceptable and irritating remarks. DO NOT
        get into their current mood. Keep in mind that they are frustrated because
        of a problem, and frustration is not their normal state of mind. Always
        think that such customers may be having difficulty in their own daily
        life. So listening and understanding where they are coming from is the
        best tool to avoid getting embroiled with their current state of mind. 
                           
                          
                           - d)
                              Always give your name and ask for the caller’s
                              name so you can address the person by name during
                              the conversation, thereby making your conversation
                              more personal.
 
                           
                          
                           - e)
                              Thank them before you hang up the phone.
 
                           
                          
                           - f)
                              Answering letters or e-mails: Answer business e-mail
                              within one business day (24 hours or by Monday
                              if received after closing time on Friday). Always
                              answer questions directly and to the point. Read
                              the letter or e-mail several times if necessary
                              until you fully understand it before responding.
 
                           
                          
                           - g)
                              If you get a nasty e-mail that makes you feel angry
                              or upset, do not answer it immediately! Sudden
                              impulse can cause you to respond much more harshly
                              than you will at a later time. Let it sit for a
                              few hours and then read it again. If the content
                              still makes you feel angry after re-reading it,
                              do not respond yet. Let it sit for another day
                              then read it again until you don't feel angry while
                              reading. By doing this you can write a very clear,
                              helpful, and direct answer without becoming embroiled
                              in the negative emotions. Try to write friendly,
                              respectful, helpful letters. You will very often
                              be surprised that this "nutcase" becomes
                              much more reasonable and normal if you respond
                              in this way.
 
                           
                          
                           - h)
                              Respect your customers no matter what happened.
                              This way, you get the same treatment from them.
 
                          
                                                                    10.
                                              Make sure that you have enough savings every month
                                              to pay all of your monthly bills. This savings
                                              must come from your business profit. Do not get
                                              a loan to pay your monthly bills. 
                                             
                                            If you have a full time job (not in astrology) and yet you want to have
                                            an astrology business, you can start the astrology business part time.
                                            Start small. You can still keep your full time job and at the same time
                                            have a side astrology business. This way, you still have a permanent income
                                            coming in your household. When your astrology business starts to grow,
                                            you can slowly spend less time to your full time job until your own astrology
                                            business can fully support your family. Many failures in businesses of
                                            all kinds come from taking unnecessary risks. You must be willing to work
                                            very hard if you want to be self-employed or the proprietor of a business.
                                            You need to take some risks, but only ones that you can recover from if
                                            you fail, not risks that will destroy your business entirely if you fail.                         
                                            11.
                                              Taxes: This is very Important. Remember to
                                              allocate funds to pay taxes! When first starting
                                              a business, some people overlook the taxes that
                                              must be paid. Social security tax in the USA for
                                              employees is double the tax for self-employed people
                                              because you pay both the employer share and employee
                                              share that you have withheld from pay checks. Pay
                                              all of the required taxes. Breaking the law is
                                              NOT a good idea! By operating completely legally
                                              and ethically you build a confidence and inner
                                              power within your business that is more valuable
                                            than the money saved by evading regulations.                         
                                            12.
                                              Do not become disheartened by government regulations
                                              and requirements. Tangible property taxes,
                                              zoning requirements, restrictions on how you can
                                              conduct your business, required paper work, perhaps
                                              the need to hire an accountant or other professional
                                              services, higher prices that businesses pay for
                                              telephone services and other services, etc. can
                                              feel overwhelming and unfair. Some people are surprised
                                              to find out that there may be lots of obstacles
                                              to starting or expanding a business. Some regulations
                                              may not be fair or reasonable but it is better
                                              to fulfill the requirements than waste energy trying
                                              to change the system. In time you will find the
                                              resources to manage all of these affairs.. 
                                             
                                            Always ask the correct authority about the appropriate procedures to follow
                                            when you are making changes to your business such as change of location,
                                            change of ownership, change of status from sole proprietorship to a corporation,
                                            etc. before making any changes. 
                                             
                       I
                            hope that the above information is useful to you.
                                                    
                      
 Feel free to e-mail me with questions that you might
                          have at kepler@astrosoftware.com attention
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